Utilities
TV/Streaming Services - Subscription services like Netflix, Hulu, etc.Internet - Monthly internet service fee. (Required)
Trash / Recycling - Garbage or recycling pickup bill.
Electricity - Electricity bill. (Required)
Natural Gas - Gas bill for heating or cooking.
Water & Sewer - Water and sewer bill. (Required)
Mobile Phone - Cell phone service bill. (Required)
Subscriptions & Memberships
Cloud Storage - Google One, iCloud, Dropbox, etc.Software - Microsoft 365, Adobe, etc.
Gym Membership - Monthly gym or fitness subscription.
Magazines / News Apps - Digital or print subscriptions.
Housing
HOA Fees - Homeowners association fees, if applicable.Rent or Mortgage - Monthly rent or mortgage payment. (Required)
Homeowners or Renters Insurance - Monthly premium for home or renters insurance.
Property Tax - Property tax if paid monthly.
Health & Insurance
Prescriptions or Medical Bills - Recurring pharmacy or medical bills.Dental / Vision Insurance - Optional add-on medical insurance.
Health Insurance - Monthly premium for health coverage. (Required)
Transportation
Parking Fees or Tolls - Recurring tolls or parking permits.Car Payment - Monthly vehicle financing payment.
Fuel / Charging - Gasoline or EV charging cost. (Required)
Public Transit Pass - Bus/train pass or commuter card.
Auto Insurance - Vehicle insurance premium. (Required)
Other
Charitable Donations - Scheduled monthly giving.Childcare / Tuition - School or daycare fees.
Irregular Bill Reminder - Check if any annual/quarterly bills are due this month.
Alimony / Child Support - Court-ordered support payments.
Savings & Investments
Investment Account Transfer - Deposit to a brokerage or investment account.Emergency Fund Transfer - Deposit to your emergency savings. (Required)
Retirement Contribution - IRA or 401(k) contribution. (Required)
Loans & Credit
Credit Card(s) Payment - Minimum or full credit card payment. (Required)Student Loan(s) - Education loan payments.
Personal Loan(s) - Monthly payment toward personal loans.
Pets
Pet Insurance - Monthly pet insurance premium.Vet Plan or Bills - Ongoing or subscription-based vet plans.
Pet Food / Supplies - Recurring cost of food or litter. (Required)